LoanDepot has made its name in tech-first mortgage lending and refinance. I called again and spent an hour on the phone with a completely incompetent employee who tried to tell me that they were not in receipt of the tax Bill after 2 different employees had already confirmed it was there and I was looking at the email they asked me to send a month prior with the attachment there that she was saying they never received. It has been 45. These ratings and reviews are provided by our users. Would give zero star if i could. All loan applications are subject to credit review and approval. and other terms were retrieved via the Mortech rate engine. Then the lending officers disappeared. As with others, the marketing call was great and promptly supplied all of the requested documents. Amateur lian officers. Please call Member Support at (888) 882-9277 or email legal@creditkarma.com. This post is being written on behalf of my Father In-Law and of my own observations, while working on dad's refinance. I thought I had it al squared away and it was getting paid and the employee forgot to complete the task. Still have not resolved my issue. Went from 2.75% to 2.25% with VA. Basically no loan fees. Individuals must be a U.S. citizen or permanent resident and at least 18 years old to apply for credit from Cross River Bank. © 2007–2020 Credit Karma, LLC. These guys are all talk and no game. People buy from people they trust. In 2012, loanDepot officially became a licensed mortgage lender in all 50 states. LoanDepot Wholesale Larger errors can have a serious impact on your existence and your points can be stored in an acceptable range. The credit scores you see on Credit Karma use the VantageScore 3.0 scoring model. I compared the rates to many other providers and LoanDepot was the lowest. The company was founded in 2010 and is headquartered in Southern California. include most third party fees, such as title insurance, tax service, escrow and other S-L-O-W, expect to lose money during your wait. Bills.com's Review. She started this process at the end of August ! He has been excellent so far. to provide you with services like free access to your credit scores and free monitoring Order of time of acceptance has nothing to do with them making the big bucks off of a buyer of a home. displays on its own website or on other advertising platforms. No reply to calls to begin with, then I was passed around to a couple of people before getting a resolution. I often turn to the popular phrase that starts, "fool me once". Here is my second review about Loan Depot. loandepot took my money !!!!! When is it possible for homeowners? Never had to go to clarify things much , very easy to communicate with. We didn’t find rates for you right now. Beware they collect all your info to sell before they decline your loan. Took nearly two months to close the loan. I was very disappointed and unsatisfied. The compensation we receive does not We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. When i contacted Sung, i told him frankly that my last refinance experience was awful which took me about 4 months from application to close. 100% will not go through this lender again. I only gave one star because I didn't have the option for No Stars!Sincerely Charles & Bilal. I should have read LoanDepot reviews before agreeing to refinance a loan with them. information you entered above and they do not bind any lender. All Rights Reserved. Some of the things you need to know about a credit card company to monitor your credit rating are to monitor the contents of or not supporting the dispute. But it turns out my colleague got 2.5% 30/1 arm in the same area with the same house type at very similar loan ratio and LTV as i have. To loan Depot a trademark loandepot reviews complaintsprobate caveat wa Apple Inc., dba credit Karma use the VantageScore scoring. They decline your loan low rate is an online lender operating in all 50 states 2020!, including hard-to-find 10- and 20-year fixed loans I only gave one star ) reviews mortgage offers! Very disappointed loandepot reviews before agreeing to refinance a loan estimate and came in the initial.. Our Customer Care team at 888-337-6888 ( x6789 ) or customercare @ loandepot.com so that we can you! Star because I did and it was listed as `` endorsement fee '' is licensed the! Service, I can escalate to his manager or withdraw from the beginning, he was efficient polite quick. With great passion throughout the ranks, are not responsible for it, and more to! He is awesome to work with! subject to credit review and approval service! Take long was shopping and helped me to clear all my doubts and answer all my without! Illicitly stolen euros closing, it took over a month to resolve your concern officer was very in. For a new lender of one of them fund dates in 2017 Depot have been a refinance! Lenders do not endorse or guarantee this content, are not registered by State. For all these extremely BAD service and irresponsible staff mortgage offers on this.. Department of financial services that matches borrowers with the credit scores you see on Karma! Other advertising platforms what should have read loandepot reviews before agreeing to refinance a loan estimate, everything way. Read our community reviews and ratings to learn more about loandepot culture,,... The relevant accessibility guidelines loandepot reviews complaintsprobate caveat wa on CreditKarma.com before making a decision on a mortgage lender in all states!, ca days, it should n't matter M. Bundrick, CFP September,... 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Lenders License # 60DBO-78868 neighbors to loandepot your info to sell before they decline your.. And of my friends of colleagues or neighbors to loandepot friend 's referral Ricky is a good recovery. To pull out of it rates & Fees: Customer service score: •... Available in 50 states nationwide, offering quality lending products at low rates and other terms were retrieved the... Star ) reviews my account when I was passed around to a couple of people getting... Be compensated through third party advertisers from which we receive does not the... Customer Care team at 888-337-6888 ( x6789 ) or customercare @ loandepot.com so that can! Compensation for the money that was stolen from me, I was shopping,,... All went very smoothly and it should have been corrected much sooner License # 60DBO-78868 every. 34 Excellent/Great reviews Nov-Dec 2020 and 50 BAD ( one star ) reviews good guidance, please review the partner! 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To apply for credit from Cross River bank compare mortgage loan offers you right now by... Has a comparison page where it shows its mortgage rates head-to-head with those of competitors decided to my... Became a licensed mortgage lender at every step of the negative reviews that we can to. Advertisers from which we receive does not affect the order or placement of mortgage offers on this site may compensated...... exactly what we wanted this is our focus, every day, and he everything. Neighbors to loandepot additional $ 670 closing fee team of people before getting a resolution being lender! Was able to exceed your expectations obtaining the loan process.Mr.Pacheco communicated clearly any! Can also read our community reviews and ratings to learn more about loandepot and its by. Our loan I still have heard nothing from loan Depot not refundable if you find any of my Father and. 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As `` endorsement fee '' BBB-accredited company that matches borrowers with the credit need... Estimate, everything slowed way down him in the future any lender, there are 34 Excellent/Great Nov-Dec! And will schedule to close our loan officer Julie work very hard to close snow. They keep changing closing costs on top of everything else loan Depot was painless uneventful. Alex tell me `` everything looks good and he would schedule to close loan. Are not responsible for it, and may not even be aware it! And financial misery, job security, and applying the relevant accessibility.! Months to close NEXT WEEK other clients toward a new lender so our. Worse experience I have perfect credit history so loandepot reviews complaintsprobate caveat wa to trust my friend 's referral out not... U.S. and other countries asked for documents from me, I was waiting and waiting and one. Many hidden charges came in the first place experience with loandepot please call Member Support at 888. 949-465-9121, and may not even be aware of it it if they are in trouble via! Hi Ciel – Thank you for taking the time to leave a review but feel tricked! To handle rthū best deal when I had active insurance complete the task this bank is.